March 6, 2020 - by Grow, Learn
Share the wealth
File May 10, 11 09 03 PM

Ramona Ortega

Less than half of Americans have $1000 in savings.

Trust the numbers

Despite a “booming economy” half of adults don’t have a $1000 in emergency savings. Most of us are feeling overwhelmed by monthly expenses, like rent, credit card and student loan debt and daily living expenses. 

Some 44% of people said their expenses exceeded their income in the past year and they used credit to make ends meet. Another 42% said they have no retirement savings at all.

The “affordability crisis” is why money is the number #1 cause of stress in America and it disproportionately affects women and communities of color more than anyone, which is why we need to take action.

So let’s stop talking about it and do something about it. 

Refer your friends and win $1K

  • The top referrer who has  completed the challenge by April 30th, 2020 wins $1K. [Must be a Money Made Simple account holder and use unique referral link to receive credit.]
  • Everyone in the referrer’s “money circle” who has also completed the challenge receives $50 (limited to first 20)
  • Must use qualified affiliate links for savings and investing (below).

Open your free Money Made Simple account

Open a Money Made Simple account (already have an account, your referral code was sent to you)

(**To qualify for the money circle award, saving or investment deposits must be made as of April 30th, 2020 11:59 p.m., must be made using qualified links and meet the $1K threshold.)

Fund Your Account

Open and fund an emergency savings or investment account using any of partners (below) between March 1, 2020 and April 30th, 2020.

 Share with friends

Share your personal referral code (your unique code is provided via your welcome email when you sign up!)

If you are having trouble finding your unique referral code, drop us an email at

Join the conversation

  • We are going to follow your money journey’s and share them with you (want to share your story? Shoot us an email at


  • We are going to host an IG Live with our Founder Ramona Ortega on March 31, 2020 at 4 p.m. EST to answer questions and check-in on the challenge.  


  • Budget, Saving and Investing webinar on April 16th, 2020 at 6:00 p.m. EST.

Sign up for our 8 week financial bootcamp

Become your own financial expert. Learn how to manage your money and build wealth with our CEO, Ramona Ortega. As an account holder, you get 30% OFF our 8-week online bootcamp.

Are you ready to start start?
saving. investing. building wealth.

Share the wealth

Friends don't let friends be broke, share the wealth.